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Friday, May 14, 2010

Missing money

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Best Ways to Find Your Unclaimed Money
Over $33 billion in unclaimed money is sitting around in state treasuries waiting to be claimed by the rightful owners. If you think you could lay claim to some of this money, or even if you don’t think so…finding it has never been easier thanks to the Internet.

With the poor economy and many Americans hurting for cash, finding a little bit of money that you didn’t count on can be a big windfall. It might pay down that winter heating bill or maybe just be enough to eat out for the first time in months – either way, it doesn’t hurt to check it out.

You can go to your state’s website and search for the unclaimed property section. Just enter your name and hit the search button. Try entering variations of your name; your maiden name, for example, if you’ve been married.

A couple other websites to visit that can help are unclaimed.org and missingmoney.com. Both of these sites are free to use. Good luck!

Unclaimed Money At Sportsbooks: Free Picks Means Bettors Not Missing Money 
For gamblers betting on their own, you are missing money. Get the unclaimed money by betting on the picks that the professional gamblers do. It’s Ascension Thursday for sports bettors sick and tired of losing.

Matt Rivers has a free pick on the Cleveland Indians. They are getting 180 at BetUs against the KC Royals.

Zach Greinke is turning into a disaster this season. No it’s not because the righty isn’t good, it’s that he is the unluckiest hurler on the planet right now and until things turn around he really can’t be laying such a number. The lack of run support has been uncanny and yes at some point will turn around but that point very well may not be today.

David Huff is not great but the lefty has shown glimpses this season. I’m not saying he will outpitch Greinke because the Kansas City starter is great but the lack of run support has destroyed him and with the Royals who’s to say things are really going to change. Don’t get me wrong when Billy Butler and the fellas are big dogs I will take a stab or two on them but laying around $2? Come on, that’s just silly. Bad teams can’t be laying big numbers, period.

The Indians and the Royals are the two worst clubs in that AL Central and have no shot to go anywhere but the Tribe is probably the better offense with Sizemore and Martinez among a few others. Granted neither of those lefty sticks are what they used to be but the Royals are not exactly Murderer’s Row themselves.

More times than not Kansas City should prevail here as Greinke is great. But things haven’t been so rosy with him on the mound, in terms of wins and losses, and therefore I’ll take the Indians and this gaudy number potentially straight to the bank.

The pick: Cleveland at Bet Guardian

For more information: As the song says “It’s getting hot in here”. Three straight winning days after the 400,000* easy easy winner on the Orioles and now I drop the hammer and bury that Crookie.

There are a few days a year that define a handicapper. Today is one of those days. I am about to improve to 5-2 all-time with my NBA playoff 500,000* plays as today I have a Lock of my Life in this absolute burial between the Cavaliers and Celtics. Bonus winners as well: 200,000* New York-Detroit and 100,000* Washington-Colorado. Click now to purchase

Now to the actual premium picks of ScoresOddsPicks

Has there ever been a bigger second-round game in NBA Playoffs history? LeBron James is trying to save his legacy when he and the Cavaliers face elimination against the Boston Celtics tonight.

NBA odds: Cleveland Cavaliers at Boston Celtics (-1.5) – Thursday at 8:00 p.m. ET

Do or die? That’s the question the Cleveland Cavaliers will be asking themselves tonight. It’s hard to believe the Cavs are down 3-2, but here we are. They’re been brutal at the sportsbook, covering just four times in their last 10 games and losing the past two. The numbers have been just as bad on the road, where Cleveland is 4-6 in its last 10 games against the spread.

That means, of course, that Boston is surging. The Celtics were ferocious in Game 5, winning 120-88. Boston is 7-3 against the spread in its last 10 outings and has covered three of its past four. The Celtics are also starting to regain some sort of home-court advantage at TD Banknorth—they are 4-1 against the spread in their last five home games.

He struggled, went through the motions, is already resigned to joining the Knicks—whatever you want to call it, LeBron James simply stunk in Game 5. He can’t afford to do that again tonight, if for anything else, than his legacy… and sports betting fans should bet that he won’t.

Missing Money, Finders Keepers?
Money Wint Missing from Muskegon Police Department Property Room

Money came up missing from the Muskegon Police Department property room, according to the Entertainment and Showbiz web site. The Michigan State Police currently have no leads on the responsible party, although the suspect is believed to be associated with the Muskegon police force.

Suspicions about missing property from the room were brought up by Ron Rake, who served as the director of affairs for the department. He currently serves as a deputy in the sheriff’s office and is not involved in the audit of the Muskegon Police Department’s financial records. Full details and the amount of money that went missing cannot be disclosed until the Michigan State Police department concludes its own investigation. The state police department in Grand Rapids Michigan issued a statement that capable hands are conducting the investigation.

The Michigan state police do not have any suspects in the case and no charges have been filed. No other property, yet, has turned up missing from the property room. The investigation began when a routine audit turned up discrepancies in the department’s financial affairs. Detectives will make arrests and file criminal charges when they have a clearer suspect in the case of the property room’s missing money.
 Missing and Unclaimed Money--Could Some of it be Yours?
If it sounds too good to be true, it usually is—isn’t it? According to a recent survey, there is missing money, or “free unclaimed money” owed to the public floating around, and the estimated total is over $300 billion. Unclaimed funds are defined as items such as money, property, shares, bonds, bank accounts, stocks, or jewelry that are being held by state or federal agencies until the owners claim them. This money is lying in the U.S. Treasury, and is reportedly growing at an “unprecedented rate across the U.S. with each state contributing its share.” This happens when rightful owners of these financial assets “disappear” as a result to its owners changing jobs, getting married, or passing away. When people fail to claim their assets within a certain period, usually three to five years, the related institutions that had taken possession of them pass them over to their respective states.

How does one simply “forget” about money sitting in an account? Well, it seems crazy to me—but if you ask Charles Smith of Ohio, it happens. He said, “I got this information from the Department of Commerce, asking me if I knew I had some funds. [They told me that I might] have funds in the unclaimed funds department.” The money was his and had been sitting in an inactive bank account he said that he forgot he opened. Smith, 86, says: “How do you forget about $15,000? But I had a lot of things going on at the time.” The Ohio Department of Commerce said that last year 45,000 Ohioans were reunited with their money, the average claim being about $1,300.

If you think that you may have unclaimed money sitting around somewhere, you’re lucky. Find out how you might be able to claim it here: http://usgovinfo.about.com/od/moneymatters/a/unclaimedabout.htm Or, go to http://www.missingmoney.com/

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Need Some Money? Check Out Nevada's Unclaimed Property

Americans could be owed $33 billion in unclaimed money, such as forgotten bank accounts. The money per account is usually small, but the search process has become easier with the Internet. 

News reports that Americans are owed $33 billion or more in "unclaimed money" conjure up images of lottery-style windfalls. The reality is that if you are able to find something like a long-forgotten bank account, the amount you reap will probably be small.

 The good news: It's a lot easier than it used to be to seek and find forgotten cash. Windfall or not, it doesn't hurt to poke around on Internet databases.

In the past decade, the rise of the Internet has made the process this simple: Enter your name and hit "go" on your state's unclaimed-property website. A list will pop up showing possible matches to be pursued, often with some hint of the amount of money involved.

Although states keep up the records, what we're talking about isn't tax-refund money. It's things like bank accounts, stocks, uncashed dividend or payroll checks, traveler's checks, insurance policies, customer overpayments, and contents of safe-deposit boxes. The state databases are the result of consumer-protection laws.

A search for "missing money" makes even more sense than usual at a time when many Americans are struggling financially.

CBS's "Early Show" reported Thursday morning that about $33 billion in unclaimed money resides with state treasuries and other agencies, waiting to be returned. This amounts to $280 per unclaimed payment, correspondent Rebecca Jarvis said.

That may be the average amount, but searches commonly turn up "less than $100."

"Unclaimed property laws have been around since at least the 1940s, but have become much broader and more enforced in the last 15 years," the National Association of Unclaimed Property Administrators (NAUPA) says on its website, which represents the state-level programs.

If you want to hunt for this kind of buried treasure, here are some tips:

• Two key resources for easy Web-based searching are unclaimed.org and MissingMoney.com. Both charge no fee, are supported by NAUPA, and draw on state-based lists of unclaimed money. The MissingMoney site, created by NAUPA in 1999, allows one-stop searching of more than half the states plus Puerto Rico and the District of Columbia. Although not all states participate in MissingMoney, the unclaimed.org site will link you to state-level search tools.

• Remember to widen your searches in appropriate ways. You can try variations of your name (before a marriage, for example). You may have rights to some money that was owed to deceased relatives, so you can search with their names as well. Also, it may pay to look in all the states where you or the relatives have lived.

• The NAUPA site offers a page of links to other resources that may be helpful, including Canadian and Swiss sites for unclaimed bank accounts and US federal agencies such as Veterans Affairs and the Pension Benefit Guaranty Corp.

Some of the government-backed websites also offer tips on avoiding scams. Some private services offer legitimate help in recovering lost assets, while others are trying to get your money unscrupulously.

On tax refunds, the Internal Revenue Service often finds you with an amount you're owed. Schedule M for income tax is a case in point: Thousands of Americans are receiving tax refunds based on the "making work pay" tax credit. For those who failed to claim it, the IRS made the correction for them.

Finally, all these reminders about lost money point back to a more basic reality: The best way to claim your money is not to lose track of it in the first place.

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